charhf jimhf Character of Jim and Huck Essay -- Adventures Huckleber

Huckleberry Finn Study of His Character In Mark Twains The Adventures of Huckleberry Finn, he takes an alternate route from the natural adventure clich. On the surface as well as when searching for a deeper meaning, many adventure scripts are unfulfilling in that they posses no real message. It is non that an adventure book should be deemed poor in quality simply because it lacks depth, because thats not really what an adventure book offers. Conventionally, the adventure book is a descriptive book in that it describes every leg of the protagonists journey. The pivotal part to a truly fulfilling book is the deeper meaning, the stuff below the surface-- to me, this is what separates The Adventures of Huckleberry Finn and puts it head and shoulders above any book I have read in that genre. Twain offers up more than the conventional adventures-- he personifies the characters to the point of showing their exact dialect by uncomely spelling and grammar. He displays the characters emotions and thoughts, making it easy to relate to many of the things that the characters are thinking, in essence making a better book. The Adventures of Huckleberry Finn is a book concentrated with morals and lessons. If you take the tale at face value the characters seem uneducated, but the depth to the book shows that there is a lesson being transmitted through each of the characters. The vivid and colorful characters make this book pleasing to read, a type of book that makes reading not a burden, but entertainment that rivals charge video games. Twain takes Huckleberry Finn, on the surface your average character but because of the extent that Twain develops the characters, the characters rises and p... ... may look like they are disrespectful and malignant just because of the clothes they wear, their place in society, their dialect, or the way the do their hair. These are all of course outward appearances and should not influence our judgment of so ul but they almost always do. Huck and Jim are great examples that adhere to this doctrine well-- Jim for instance is a slave, he almost seems foolish by his superstitions. though through deeper inspection, Jim turns from a slave to a father figure, offering guidance to Huck and protecting him. Twain illustrates that below every ugly surface, there is usually a great personality to discover. Works Cited Bruce, Robert Ph.D. CliffsNotes On Twains Huckleberry Finn. New York Hungry Minds, Inc., 2000. Twain, Mark. The Adventures of Huckleberry Finn. New York Bantam Books, 1981.

Infinity :: essays research papers

The mathematical notion of infinity can be conceptualized in many different ways. First, as counting by hundreds for the rest of our lives, an endless quantity. It can also be thought of as digging a solely in hell for eternity, negative infinity. The concept I go away explore, however, is infinitely smaller quantities, through radioactive decay Infinity is by definition an indefinitely large quantity. It is hard to grasp the magnitude of such an idea. When we examine infinity further by setting up one-to-one correspondences among sets we see a few peculiarities. There atomic number 18 as many natural poe drive as even amount. We also see there are as many natural numbers as multiples of two. This poses the problem of designating the cardinality of the natural numbers. The standard symbol for the cardinality of the natural numbers is &61632o. The set of even natural numbers has the same number of members as the set of natural numbers. The both have the same cardinality &61632o . By transfinite arithmetic we can see this exemplified. 1 2 3 4 5 6 7 80 2 4 6 8 10 12 14 16 When we get one number to the set of evens, in this case 0 it appears that the bottom set is larger, but when we shift the bottom set over our initial command is true again.1 2 3 4 5 6 7 8 90 2 4 6 8 10 12 14 16We again have achieved a one-to-one correspondence with the top row, this proves that the cardinality of both is the same being &61632o. This correspondence leads to the final stage that &61632o+1=&61632o. When we add two infinite sets together, we also get the sum of infinity &61632o+&61632o=&61632o. This being said we can try to find larger sets of infinity. Cantor was able to show that some infinite sets do have cardinality greater than &61632o, given &616321. We must compare the irrational numbers to the real numbers to achieve this result. 1&616140.1426784352&616140.2937587783&616140.3839028924&616140.563856365&61614No mater which matching system we devise we will always be a ble to come up with another irrational number that has not been listed. We need only to choose a fingerbreadth different than the first digit of our first number. Our second digit needs only to be different than the second digit of the second number, this can continue infinitely. Our new number will always differ than one already on the list by one digit.

Bejamin Franklin -- A Life Of A Great Man Essay -- essays research pap

Benjamin Franklin During the period after Americas "birth" there were umteen incredible good deal but none more so than Benjamin Franklin. Ben is considered one of Americas greatest citizens. He accomplished many things in his lifetime he was a scientist, an inventor, a politician, a printer, a philosopher, a musician, and an economist. In the 1700s, a scientist was someone who thought ab knocked out(p) the way things work and tried to figure out ways to make things work better. Every time Ben Franklin saw a question and tried to answer it, he was a scientist. Ben is most famous for his questions somewhat electricity, but he also tryed with many other ideas in nature. Ben did many studies on electricity, not just lightning. Franklin received an electricity tube from his friend beam of light Collinson and began to play around with it, performing a vast amount of experiments (FISM). However, it is Bens interest in lightning that is best remembered. Ben hypothesized that l ightning was an electrical current. To test his theory he needed to find whether or not lightning would pass through metal. So he attached a metal key to a kite and flew it in a storm. His experiment proved that lightning was a stream of electrified air, known as plasma (Lemay) Ben realized that lightning was immensely provideful, so he invented the lightning rod. After Franklin did many studies with lightning and electricity, he realized it was a very powerful force. It was this that motivated him to invent the lightning rod. The lightning rod is a piece of metal attached to a building, house, boat, etc. When lightning strikes the building the rod will curl it and channel the electricity down to the ground where it will do much less damage. This invention has help protect buildings of today greatly. In 1743, Ben Franklin was watching a storm move in. He wondered why the storms were moving the opposite direction from where the wind was blowing. Franklin believed that a storm cour se could be plotted. Ben chased the storm on horseback of a mile to see how it worked. He later printed weather forecasts in his almanac (FISM). In his travels across the Atlantic Ocean he became interested in ocean currents and shipbuilding. He measured temperatures on each of his eight trips to Europe and eventually plotted a Gulf Stream. Ben was one of the first plurality to work on gulf streams (FISM). In November... ... seventeen, he was a fully skilled printer fitted to work in any print shop. With this skill, Ben was able to leave Boston and find work in both Philadelphia and London. In 1728, at the age of twenty-two, Franklin opened his own printing office in Philadelphia. He published a newspaper called The Pennsylvania Gazette and his annual Poor Richards Almanac (Esmond). He published cartoons and illustrated news stories, and letters to the editor. He believed in the power of the press, using his printing press as a way to bring the news to all people. He used carto ons and pictures so that everyone could understand the news, especially to people who had not learned to read. In 1731, Franklin set up the first ever circulating library where people could checkout books so they could read even if they couldnt pay to buy books (FISM). Ben Franklin had many other ideas about our nation. His essays and books about the economy help shape it to what it is today, he strictly believed in hard work. There was no shortage of that in his life Benjamin Franklin is clearly one of Americas greatest citizens. We honor him as one of our founding fathers and his face is on the one hundred-dollar bill.

The Yellow Wallpaper as an Attack on Radical Feminism -- Yellow Wallpa

The Yellow Wallpaper as an Attack on Radical Feminism The Yellow Wallpaper explores mental illness and, through this exploration, presents a critique of the place of women in a patriarchal society. Interestingly, Charlotte Perkins Gilman never intended the latter. The primary intent of her short story is to criticize of a physician prescribed treatment called rest cure. The treatment, which she underwent, required female patients to live as domestic a life as possible (Gilman). This oppressive treatment, however, parallels the onerousness of women. As such, The Yellow Wallpaper has been interpreted as a feminist work. In the story, Gilman comments on the status of women, the nature and source of their confinement and the possible modes of escape. disconcert by hysteria and nervous depression, the narrator in this story, symbolic of all women, is confined. The condition of the narrator is such that she is absolutely forbidden to work and unable to alleviate the press of ideas through creative endeavours. The narrator makes hatchd reference to immovable objects and thereby, creates a sense of confinement. Hedges and walls and gates that lock seem to enclose the colonial augury and hereditary estate. The garden is full of box-bordered paths. Everything is structured, rigid and restrictive. The windows of the nursery are barred. The narrator sleeps on a great immoveable bed which is nailed down. Yet, the nursery is a riddle of images the images of confinement are contrasted with descriptions of the nursery. The nursery is a big, airy room that has windows that look all ways, and air and sunshine galore. and was, at one time, a playroom and gymnasium. The workout of contrasting image... ...front her confinement the wrong way. It is through these events in the story that Gilman does seem to be criticizing women for seeking their freedom at the expense of men. Gilman, while attacking the repression and onerousness of women, seems also to attack radical fe minism by pointing out that contempt for the opposite sex does nothing to further the feminist cause. Feminists, therefore, should be examples of proper conduct. They should continue to strive for equality but in a manner, that does not alienate men and other women. Works Cited Gilman, Charlotte Perkins. The Yellow Wallpaper. The Harbrace Anthology of Literature. Eds. Jon Stott, Raymond E. Jones, Rick Bowers. 2nd ed. Toronto Harcourt Brace, 1998. Gilman, Charlotte Perkins. Why I wrote the Yellow Wallpaper reprinted article. URL http//fmc.utm.edu/lalexand/reply.htm

Split Identity and Change in F. Scott Fitzgeralds Babylon Revisited :: Babylon Revisited Essays

Split Identity and Change in F. Scott Fitzgeralds Babylon Revisited In F. Scott Fitzgeralds Babylon Revisited, there are several major themes that are prevalent throughout the tommyrot. One of these themes is that of split identity the other is the sense of solidity and change. Both of these themes are something most readers can identify with. Fitzgerald also makes the reader sympathize with the fighter Charlie Wales. Throughout the story the reader must decide whether Charlie is reformed or whether he is indeed the old Wales (10). Some readers may empathize with Charlie, as I did the first time I read Babylon Revisited. Although, after I reread the piece I began to feel differently about poor Charlie, and came to the realization that he may not be what he appears to be at all.The protagonist Charlie Wales is on the brink of rectifying his life. The first time I read this short story I had great pity for poor, poor Charlie Wales. On the surface it looks as though Charlie continues to be the brunt of bad luck. He looks like a man assay to resolve his past who just so happens to hit some complications. On this level I empathize with Charlie, but, after examining the story a bit further I began to question my previous thoughts. I questioned whether Charlie was consciously or possibly subconsciously sabotaging his opportunity to get his daughter, Honoria back before she is tainted for life. It is evident that Wales is not merely a man with very bad luck, but, in fact creating his own luck. The first time this is apparent is in the beginning of the story when Charlie left(p) Lincoln and Marion Peters address for Duncan, an old party buddy (6). If Charlie really wanted to turn his life around, he would not have taken such an action. The modestness why he does is simple Wales is a creature of habit.It is obvious that Charlie has not reformed because he is still torn between his previous life and his precede one. One of the major themes that tie in with this is that of Charlies split identity. There are many times in the story where the reader can see that Charlie is having a hard time staying away from his past. This is evident from the first paragraph where Charlie begins to ask about all of his old party friends (6).

Split Identity and Change in F. Scott Fitzgeralds Babylon Revisited :: Babylon Revisited Essays

Split Identity and Change in F. Scott Fitzgeralds Babylon Revisited In F. Scott Fitzgeralds Babylon Revisited, there are several major themes that are prevalent throughout the account statement. One of these themes is that of split identity the other is the sense of solidity and change. Both of these themes are something most referees can identify with. Fitzgerald dealwise makes the reader sympathize with the protagonist Charlie Wales. Throughout the story the reader must decide whether Charlie is reformed or whether he is indeed the old Wales (10). Some readers whitethorn empathize with Charlie, as I did the first time I read Babylon Revisited. Although, after I reread the piece I began to feel differently roughly poor Charlie, and came to the realization that he may not be what he appears to be at all.The protagonist Charlie Wales is on the brink of rectifying his life. The first time I read this short story I had great pity for poor, poor Charlie Wales. On the surface it loo ks as though Charlie continues to be the brunt of bad luck. He looks like a man trying to resolve his past who just so happens to hit some complications. On this level I empathize with Charlie, but, after examining the story a bit further I began to question my previous thoughts. I questioned whether Charlie was consciously or possibly subconsciously sabotaging his opportunity to get his daughter, Honoria back beforehand she is tainted for life. It is evident that Wales is not merely a man with very bad luck, but, in fact creating his own luck. The first time this is apparent is in the beginning of the story when Charlie left Lincoln and Marion Peters address for Duncan, an old party buddy (6). If Charlie really wanted to turn his life around, he would not ca-ca taken such an action. The reason why he does is simple Wales is a creature of habit.It is obvious that Charlie has not reformed because he is still torn in the midst of his previous life and his present one. One of the ma jor themes that tie in with this is that of Charlies split identity. There are many times in the story where the reader can see that Charlie is having a hard time staying away from his past. This is evident from the first paragraph where Charlie begins to ask about all of his old party friends (6).

Social Network Service and Facebook Account

Ashley Ontiberos Amy Becker Eng103 Composition II November 17, 2011 The Facebook Addiction Did you know that approximately one in every thirteen nation in the world oblige a Facebook account, according to Digitalbuzzblog. com. In 2010, Facebook was the most-searched term on the internet. With these statistics, I was surprised to learn that there is a disorder known as the Facebook Addiction disarray or FADS. I didnt realize Facebook was such a big problem until I began my research. With all the craze of Facebook or social profiting, one set upistert help but wonder what the ill effects of it really are.Today, In this cause and effect essay I want to inform you most how Facebook can have many negative effects on your job, free time and health. According to research done by Oregonbusinessreport. com, forty-five percent of employers try come out of the closet social networks such as Facebook, before considering potential employees. This was research conducted in 2009. I am cert ain that the numbers have risen because of the number of heap who regularly sign up as members of Facebook. When employers screen photos and posts they are looking for any kind or provocative and inappropriate photos.Additionally, bad-mouthing previous employers, poor communication theory skills is also another thing they look for before considering applicants for an interview or employment. Furthermore, even after a job has been granted, employers can still monitor their employees Facebook account. A recent example is of a New Jersey first grade teacher who lost her job over a post on Facebook. On March 28th, the teacher posted a place saying, Im not a teacher, Im a warden for future criminals. The status was forwarded to her school board and a judge ruled that she should lose her job because this comment was inexcusable.More batch have lost their jobs over Facebook usage in recent years because most employers ban the use of Facebook at work. According to Royalgazetteonline. c om, one third of employers say that Facebook is a major distraction at work. well-nigh employers dont block the site but it is a rule that employees are not allowed on social networking sites while clocked in to work. Based on research as indicated in this essay, Facebook has lots of negatives effects for employees if they choose not to control what they say.Forty-eight percent of Facebook users between the ages of eighteen and thirty-four, check their Facebooks as their first priority each morning. About twenty-eight percent of that number, check it from their smartphones before getting out of bed, according to Digitalbuzzblog. com. According to Addictioninfo. org, Rob Bedi, a registered psychologist and adjuvant professor at the University of Victoria says, There is a difference between procrastination and addiction, if youre losing assignment time to Facebook use then its a problem. Facebook has become such an addiction to people that there are 155 Facebook Addicts anonymous gr oups on Facebook alone according to Addictioninfo. org. Hubspage. com also gives a list for people to read through that trys symptoms of Facebook addictions. Spending large amounts of time on Facebook is not what you would consider a part-time hobby. Many people are losing out on a lot of free time that could be used more plentifully. People who are Facebook addicts choose not to go to the gym. Also they drop off less and less time with family and friends to be on Facebook.Facebook addicts can definitely own up to lots of the examples given and have a very delicate time deciding when to log out. Is Facebook turning teens into narcissistic, antisocial outcast? , was a question asked in an article on CBSnews. com. A leading social network researcher, Dr. Larry D. Rosen, responds with a yes to the question. He believes that kids can develop greater empathy and it provides ways for shy kids to socialize but it also causes amiable health problems. According to Dr. Rosen, teens who u se Facebook show more aggression, mania, anxiety and depression.With these issues already occurring, it can lead to more serious health problems. Young people are turning down opportunities to socialize with their friends at the movies, malls and other hang outs. Instead they choose to hang out online. Recent health studies have also linked Facebook usage to Cancer. According to effortlessmail. co. uk, Facebook can ontogenesis the risk of serious health problem by reducing the number of face-to face contact people have with people. The way in which Facebook users isolate hemselves from rescript can alter the way genes work, upset immune response, hormone levels, the function of arteries, and also impair mental performance, according to Dr. Aric Sigman. With these serious alterations, it could lead to more people getting cancer, heart disease, having a stroke or even developing dementia. I have informed you about some of the negative effects that Facebook can have on a persons job , free time and health. It is so easy to access Facebook with smartphones or laptops which offer internet usage about anywhere. Facebook has invaded our lives in an unimaginable and unexpected way.When deciding whether or not to log into Facebook perhaps it would be a good idea to think more productive things you could do. Work Cited Associated Press. Teacher should be fired over Facebook warden post, judge rules . Chicago Sun Times 08 11 2011. Chicago Sun-Times. 09 11 2011. Associated Press. 11/17/2011 . Daily Mail Reporter. How using Facebook could raise your risk of cancer. 02/19/2009 Mail Online. 11/17/11 . Digital Buzz Blog. Facebook Statistics, Stats & Facts For 2011 . 01/18/2001. 11/17/2011 . Grasz, Jennifer. 45% Employers use Facebook-Twitter to screen job candidates. 08/24/09 Oregon Business Report. 11/17/2001 . Hubs, Pages. Negative Effects of Facebook Addiction. 2011 HubsPages. 11/17/2011 . Jaslow, Ryan. Facebook tied to poor mental health in teens What parents must kno w. 08/09/11 CBS News. 11/17/11 . Pope, Danielle. Potential Facebook addiction. 01/28/2008 AddictionInfo. org. 11/17/11 . Royal Gazette Online. Its official Facebook is a major distraction at work. 06/28/11 Royal Gazette Online. 11/17/2011 .

Prelude to Foundation Chapter 16 Officers

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Customer Relationship Management in Bahrain Investment Banking Arena Essay

The banking intentness has undergone widespread changes within the operating environment and this involves globalization of markets and technological improvements. These two factors have influenced and encouraged innovative practices within the banking industry that has served to levy its operational efficiency. The introduction of ATMs and e-banking facilities are some of the major milestones in the banking industry that have revolutionized trading operations.The global markets have intensified the competitive environment of the banking industry that has created the need for increased efficiency in operations and increasing thickening satisfaction. Customers are the lifeblood of any organization and the banking business too depends on the acquisition and retention of consumers for its profitability. Customer relationship management forms a resilient aspect of business dodging driving the companys market shares and market leadership position.Customer relationship management (CR M) has been defined as a business dodge that is a fusion of a series of functions, skills, processes, and technologies which together allow companies to more profitably manage ( mature and retain) customers as tangible assets (Shanmugasundaram, 200898). It is viewed as an interactive process that creates a balance between corporate objectives and customer satisfaction to increase the profitability of the business.Acquisition and retention of customers is one of the vital requirements of business and the effectiveness of strategies driven towards this purpose determines the success of business enterprises. The past few years have witnessed growe application of CRM in retail banking and investment banking sectors. The central objective behind such(prenominal) initiatives is to ensure the delivery of superior customer service and to fulfil the needs of consumers.Such practices are effective in enabling organizations to meet the needs of the consumers and offer improved services in comparison to other players in the industry. Competitive advantage and business gains are driven by a proactive orgasm that focuses on consumer needs and expectations, provision of consistently senior high school quality service, looking into consumer convenience and an effective follow up service to ensure consumer loyalty. A vital aspect of investment banking and any other financial services is the changing consumer mindsets.Owing to the abundance of information easily accessible over the Inter top the consumers right away are more knowledgeable of the wide range of choices and alternatives available to them. The consumers are equipped with more knowledge related to the banking options available and hence their banking decisions are command by their well- inquiryed study. This fact holds true for all economic sectors and business operations but forms a critical aspect of banking industries since it caters to a diverse segment of consumers. In nearly all business to business ma rkets in which clients are as large as, or as in this case, often much larger than their suppliers, the last mentioned must respond quickly to pressures from their clients to improve client management processes and systems (Foss & Stone, 2002 211).CRM in Investment banking sector The short term objective of the marketing department is to acquire customers while the long term objective translates to retaining the old customers through effective customer relationship management (CRM) strategies. Reaching and acquiring a new customer is one thing, keeping the relationship healthy and strong over a long period of time is the mark of the true marketing professional refer with long term health of the organization (Dolak, 2009). The increasing competitive market makes it difficult to retain customers over a longer period of time owing to the constant influx of new and substitute alternatives invading the shelf spaces at the local retail shop. This makes the task of CRM increasingly chall enging and organizations observe various strategies to delineate old customers back.Retention strategies often employ measures such as consumer behaviour research and product surveys that enable the organizations to assess the needs and expectations of the consumer and enable them to serve better. Customers always appreciate the personal touch that results in building strong relationships. The net today departs numerous effective communication channels that are being apply to keep the customer happy. Web based customer relationship management has effectively integrated all modes of communication web, email, chat, video, voice to serve and support the customers to enhance the total customer experience.Investment banking differs from other forms of banking in the role a few major clients play on the banks performance and productivity (Foss & Stone, 2002). This form of banking objectives a fixed client segment that drives the sales of investment products and services. The effici ency of the banking sector is determined by the types of products and services sold to customers in receipt to their investment needs and expectations. Customization of products and services are the key to deriving client satisfaction.Identification of the client segment is a vital factor in targeting and stretchability out to the desired client population and this process is driven by market research. The changing demographics and intense competitive pressures from global industry players have further do a world-shaking impact on the business strategies of investment banks worldwide. The challenges faced by investment bankers lie in reaching out to target consumers and providing them with increased ease of banking services that serve to retain clients over a longer period of time.Moreover, the increasing demands of consumers and growing expectations have driven the banking sector to adopt technology based innovative applications for meeting consumer needs and expectations. Onl ine banking services and mobile banking applications are some of the innovative means that are being used by investment bankers to reach out to their target consumers. Such applications have served to improve banking services and efficiencies in resolving customer queries and needs promptly through the finish off of the mouse button.The anytime and anywhere access to banking services have defined new trends in serving consumers. Online customization is one useful customer relationship management strategy adopted by e-business to add value and improve sales of their products and services exploitation the Internet (Khosla et al. , 2003). Investment banking in Bahrain The banking sector in Bahrain is one of the key sectors influencing economic growth and development in the region. The contribution of the financial services and banking sector is second only to the oil and natural gas industry in the country.The country has experienced an economic boom and an upward trend in economic g rowth and development over the past few decades on estimate of globalisation influences and opening of trade channels. The banking sector has also opened to multinational corporations establishing their operations in the country to tap the growing number of high net worth individuals in the country. Despite the globalisation of banking operations and increased de-regulation of the financial services sector in the area the country continues to have a significant control and supervision over the regulatory environment.The Central Bank of Bahrain continues to be monitor and control the banking environment in the country. The modernisation of banking services and strategic approaches made by investment bankers in other parts of the globe have not produced much impact in this region owing to the constraints applied by the existing cultural influence. The retail banking scenario in Bahrain is to a considerable extent driven by the culture of the country. The cultural impacts are realised in the buttoned-up approach of consumers towards banking and investment.Various research studies have concluded that while the region is an emerging market for technology applications and innovative practices, user attitudes have limited the mise en scene of technology based business models in the banking sector. The conservative market environment and user attitudes towards the CRM strategies adopted by investment bankers in Bahrain forms the focal point of the research study. The research study will analyse the various perspectives problematical in CRM approach by investment bankers through the study of Unicorn Investment Bank in Bahrain. The bank was founded in the year 2004 and has its headquarters in Bahrain.It is an Islamic financial services group that has an international presence in various locations such as Malaysia, Turkey, Saudi Arabia and United States. The bank currently has six distinctive business service categories that include asset management and real estate, capital markets, corporate finance, cloistered equity, strategic mergers and acquisitions and treasury. Among the various services offered by the bank the key approach is to deliver the customers with a comprehensive range of investment solutions that are customised to meet client needs and expectations.Unicorns integrated product offering and financial engineering skills are closely intertwined with a strong capacity to distribute the Banks products and services to a broad client base across the GCC region, the wider Middle East region, Southeast Asia, the USA and the Europe (Unicorn, 2010). The target customers of the bank include high net worth individuals, business enterprises, financial institutions, corporations, and government agencies and departments. The products offered by the bank are Shariah compliant and conforms to the international financial practices (Unicorn, 2010).Issues and challenges All major banks have invested severely in technology and infrastructure over t he last 5 and 10 years in this area, but hardly any of them have been successful in actually getting it effective (Infosys, 2009). The failure of CRM initiatives within the investment banking sector have provided a new ground for research into increasing the effectiveness of CRM applications. in that location are many strategic implications related to the application of CRM within investment banking sector.This involves the adaptation of normal banking processes and systems to integrate with innovative use of technology based applications and change query processing systems that require efficient management and handling of issues. Such issues pertain to the efficient use of CRM systems to meet operational goals and integrating the different banking functions to provide a structured application that can be used easily by consumers. Ease of use and convenience are some of the key parameters involved in the development of CRM based banking system.A key challenge facing these areas in volves the security and loneliness issues that form a major source of concern for consumers using the technology based applications. Technology based business models and CRM strategies enable investment bankers to provide the customers with efficiency in delivery of services, access to relevant information, product enlarge and ease of transactions. Mobile banking and e-banking facilitates the customers of investment banking to a host of facilities that range from product enquiry access updated rates of interest and market values of the investment products chosen and conducts investment transactions online.Investment portfolios can also be accessed and manipulated according to user convenience from the comforts of their home or office. However, widespread usage of such systems has been restricted on account of user reservations related to security issues and privacy of vital user data and information. Mobile banking and online transactions raise security and privacy concerns among most of the consumers (Barati & Mohammadi, 2009). The transfer of sensitive financial and personal information across mobile networks is found to be the prime reason behind the psychological barriers created among electromotive force mobile banking customers (Laukkanen, 2007).

Nodding Ethics of Care and the Four Standard Essay

Ethics is a study of human conduct in relation to his moral principles. These moral principles may be regarded as the behavior or conducts that human psychology has adopted or the way on which the obligations and specific duties of the society demands from its members. (Carol, 1982) The ethics of care is an ethical guess that to talk about what makes an action right or wrong. These theories were developed by feminists during the late 20th century.According to these theories, while the deontological and consequentiality theories emphasize on the importance of world(a) importability, ethics on the other hand emphasize on the importance of relationship. (Bartky, 1990) Nel Noddings Nel Nodding was an American feminist and educationist who was famously known for her work in philosophy, ethical care as well as her educational theories. She emphasized on the basics of ethical theories and their recognition.(Sarah, 1990) She was in much advocacy of the independence of spate in achieving t heir interest and those that are vulnerable to our choices as well as their outcomes needs extra consideration and would be determined by measuring finished 1) the level of the vulnerability depending to onenesss choice and 2) how much it would affect ones choice The most important reason for this theory is safeguarding and promoting ones interest.(Dewey, 1993) Reference Bartky, S. 1990 Femininity and Domination, page 104-5. Routledge, New York Carol, G, 1982 In a Different Voice Psychological theory and womens development. Cambridge, Harvard University Press Dewey, J. 1993 Educating for Intelligent mental picture or Unbelief. New York Teachers College Press Sarah, L. 1990 Some Concerns about Nel Noddings Caring. Hypatia 5 (1),

High School Girls Essay

1. In my High School, the experience was somewhat different. In the article it says that the boys stared at the girls passing and rated the different parts of their corpse from one to ten. In my high school days, the boys striped us with their eyes and we matte that they can see inside our clothes. They also made lewd comments.2. We felt harassed and humiliated and degraded as Rachel and her friends felt. It used to make me precise angry barely my friends never let me retort as these boys were bad boys. We were frighten of them.3. We were taught in home as well in school to keep away from these kinds of boys. As a upshot the girls rarely talked about the issue. Even if we wheel spoke about it, we never thought of taking actions against the boys who harassed us.4. Individu aloney sometimes one girl would retort for misbehaving with her. One of the girls in our class once off back and told the boy who was teasing her to stop it or else she will the principal.5. Rachel and the ot her girls taught those boys a lesson. The girls in my school never thought of taking action against the boys. It was very difficult to convince the girls to take action in a group. The common advice was to ignore them.6. The boys who teased us were the lot who did not study in school. They had all kind of bad habits like smoking, taking alcohol and drugs and they were of rich families. They were notorious. The girls in my school were too scared of these boys to take any sort of action against them.7. The teachers in my school did not approve of this kind of behavior. There were some strict teachers in our school, those boys stood clear of their path. If any teacher saw them behaving in this manner, they would complain to the principal, who would avenge them heavily.8. The other boys in the school did not confront them as this would lead to fighting and abusing. They did not tell their peers as they did not want to get involved.9. I think that school teachers and administrators can stop this kind of thing from happening in school in two ways. First, they can make the girls aware of eve-teasing and the result of keeping silent. They should be made aware of the fact that keeping silent is not the solution. It only increases and do not end it. Second, the school authorities should reprimand those boys that they will be heavily punished and even rusticated if they continue such behavior.SummaryIn the article, the boys of high school during lunch time harass the girls but staring and rating different parts of their boy from one to ten. One girl among them, whose name was Rachel also faces similar situation in spite of brotherly with them. She feels very humiliate and degraded by the action. She along with other girls plans and teaches them a lesson. They sit in the same bench, rate them and grab them as they used to do. by and by the episode, those boys stop harassing them.

George Gray Essay

Have you felt you wanted to get somewhere but are excessively afraid to do it. In George Gray he is reaching to find meaning in his life but is too afraid to find something. He is too scared that he will be hurt by the outcome or defeated by life in some sort that he will not reach out. Now in his poem he is telling how he wants to find the meaning of life by reflexion he will set the sails to and find it. The manner of this poem is depressing, and demoralizing. The author has no meaning in life and it is horrible as he puts it. The mood is set in this poem by some of the words like sorrow, dreaded, madness, and torture.These are used to show how it is like during and before the journey towards a meaning. The initiatory literary device is the personification, Sorrow knocked at my door. What this is saying is that he felt so depressed that sorrow was right next to him. Like the saying termination came knocking at my door this means that he was taken over by sorrow just like som eone is taken over by death. The second literary device is Ambition called to me. This is another personification.What it is trying to say is that he had a chance to do something great but he was too fearful of the outcome that he did not do it. What the poem is leading up to is that he has had so many chances to have a purpose in life but always shuts them out. In conclusion what this poem was trying to do, was show the reader about the authors life, and how he had shut out every well-behaved thing that had come his way. The personification in this poem emphasized the multiple opportunities he had to help himself.

Impact of Electronic Media Advertising

Some examples of electronic media can be television, radio, and Internet. Consumerism can be defined as a f procedure or practice of an increasing manipulation of goods. Since the beginning of society has relied on announce to publicly promote a product or a specific service. Advertising has impacted consumers in many a(prenominal) different ways. People believe that advertisements brainwashes the consumer into purchasing unnecessary items. Other people believe that advertising does not sell any products, but it will dispose the people who desire certain product to purchase it.Advertisements affect sports as well, without companies sponsoring these events they would disappear due to lack of funding. Advertising Is everywhere People see celebrities In their new trendy outfits on TV shows or commercials and want to Imitate their fashion statement. Health and weight Is another trend that the electronic media uses to reach the public. A large amount of celebrities Americans seen on t elevision shows or movies are in a perfect shape.This role makes an important impact on American ending because it makes Americans think that the celebrities seen in music videos or movies are the body shape everybody should be. People today are in addition gaining new outlooks towards situations or people. Americans are watch television shows called reality shows. These shows are letting Americans see how celebrities behave in their daily lives. In some ways this shows are causing Americans to think and act differently of what they thought a celebrity live should It be.Americans are Imitating these attitudes that before middle and poor Americans would not know. Electronic media has propagated new trends that Americans would never thought It could It make it such as Internet blobbing, online shopping, and cell phone testing. Internet blobbing Is In the popular American culture. Most Americans use some kind of blob tissue page to communicate to his friends or any one that wants know about them. Blobbing can be used as an advertisement. Celebrities use blob pages such as twitter to promote a new movies or just a product they use.Online shopping has become a trend in the past 10 years for the popular culture. Online shopping has given the consumer the convenience to decide if he or she wants the item ship or pick it up at the store. interrogation was not even a word back 15 years ago and in the present time is a large trend in pop culture. Testing is being used to communicate with friends and business also used his to trend in a form of advertisement to companies and television shows. video shows use testing as way to promote their businesses.A famous show call American Idol use testing to decide what contesters should be eliminated or stay on the competition. These three trends have an Impact on American views and values concerning consumerism and acidify. The Consumerism causes these trends to promote over ten world For example, elegant would not work walkout consumerism. The society is the main reason the chain keeps moving and advertising works well for companies or television show such as American idol. These trends also have an impact when speaking of work.For example, online shopping has caused some problems of unemployment because it reduces the personal customer service that a salesperson can bring to the customers. The impact of electronic media advertising on consumerism make Americans have a reaction to purchase or not products offered in media. Electronic media has developed new trends in the popular American culture and has an impact in Americans views and values in consumerism and work. The trends have increased consume of products by Americans, and work has unemployment problems cause by the technology.

Hardness Tests And Charpy Impact Test

TITLE Hardness sorts And Charpy Impact turn up OBJECTIVE 1. To compare the hardness of the snow trade name, modest marque and ASSAB stigma use three dissimilar hardness tests, which are Vickers Hardness experiment, Rockwell Hardness Test and Brinell Hardness Test. 2. To study the hardness of easygoing stain, century steel and ASSAB which is an important in engineering to design structures or components that related in mechanical properties 3. To doctor the apology of cytosine steel and pocket-sized steel against sudden impact by Charpy Impact Test. innovation Hardness is a measure of a materials resistance to localized plastic deformation.It in like manner is one of the important properties to be considered. Mechanical properties of metals are a vital of engineering to design the components which victimisation predetermined materials such that unacceptable levels of deformation and failure will not occur. Hardness is a resistance of properties of material to perma nent (plastic) deformation ca utilize by steel ball or pyramid-shape diamond when it is pressed onto its move up. in that location will be three basic method of Hardness Test that will be carried kayoed on carbon and metal (a) Vickers Test (b) Rockwell Test (c) Brinell Test THEORY 1. Vickers TestVHN = Applied gist / scrape line of business of depression = = 1. 854 P/ d2 (approximate) Where P = applied excite (kgf) d = (d1+ d2) / 2 (mm) 2. Rockwell Test HRC = speed of light d /0. 002 HRB = 130 d /0. 002 Where d = depth of the indentation 3. Brinell Test BHN = Applied force / coil area of indentation P / D/2 D (D? d? ) = P / Dh WhereP = applied tear (kgf) D = diameter of steel ball (mm) d = diameter of resulting indentation (mm) h = depth of indentation (mm) = ? D (D? d? ) APPARATUS 1. ascertain of Vickers Hardness Test Machine . Set of Rockwell Hardness Test Machine 3. Set of Brinell Hardness Test Machine SPECIMENS Mild steel, carbon steel and ASSAB steel A) VICKERS HARDNESS trial From this method square shape pyramid diamond 136 was press to surface of metal using some stretch (5kgf until 120kgf) under certain time (15 sec) and lastly the pack will release. Square shape corner on the metal surface will be used. To obtain the value of hardness, Vickers Hardness Number (VHN) is calculated as below VHN=Mass of the loadSurface area of depression =2PSin1362d2 =1. 854Fd2approximately Where, P=applied forcekgf d=d1+d22B) ROCKWELL HARDENESS TEST This method has 2 main scales which are a) Scale B, incurvature is a steel ball (1. 58 mm? ) and load using is 100 kgf. b) Scale C, concavity is a cone diamond having corner 120 and load is 150 kgf. Rockwell hardness (HR) can be calculated as equation below HRC=100-d0. 002 HRB=130-d0. 002 Where d=concavity C) BRINELL HARDNESS TEST From brinell hardness test, the harden steel ball has good diameter, D under the load and certain time will be use to get diameter concavity effect,d. BHN=LoadArea of concavity =PD2D2-d2 =P? Dh Where, P=loadkgf D=diameter of the steel ballmm =diameter concavity effectmm H=internal concavity effectmm =12D-D2-d2 appendage a) Vickers Hardness Test 1. The model (Mild Steel) is put on the anvil of the Vickers hardness machine precisely. 2. The stress is think until the lines on the surface of the experiment can be observed clearly. 3. The focal lens of the microscope is turned to the indenter. 4. The indenter is indeed pressed into the sample. 5. The test force is maintained for a specific cover time of about 15 seconds. 6. The indenter is removed when the dwell time is complete. 7. The square shape is appears on the surface of the sample. . The indenter is then turned plump for to the focal lens. 9. The size of the indent is determined by measuring the cardinal diagonals of the square indent. 10. Step 1 to 9 is repeated for five times by using the same sample solely at unlike part of the sample. 11. Step 1 to 10 is then repeated by using different sam ple, which is carbon steel. 12. All the readings taken are recorded in a table. b) Rockwell Hardness Test 1. The sample of ASSAB steel is placed exactly on the anvil. 2. The anvil is wound soft until the LED begins moving to fasten and the test is started automatically. 3.The indenter moves down into the position of the part surface of the sample. 4. The load is then applied on the sample for a specific dwell time of 15 seconds. 5. The readings taken are recorded from the indenter machine. 6. Step 1 to 5 is repeated for five times by using the same sample but at different part of the sample. 7. Step 1 to 6 is then repeated by using different sample of carbon steel. 8. All the readings taken are recorded in a table. c) Brinell Hardness Test 1. The sample of kooky steel is placed accurately on the anvil. 2. The anvil is wound slowly until the touch of the indenter touches the surface of the archetype. . A handle on the right side of the testing machine is lifted slowly until the gauge shows 1000kgf. 4. The indenter is pressed on the sample by an accurately controlled force for about 15 seconds of dwell time. 5. The indenter is removed slowly after 15 seconds, leaving a round indent in the sample. 6. The diameter of the indent is taken by measuring two diagonals of the round indent by using a portable microscope. 7. Step 1 to 6 is repeated for two times for the same sample but at different portion of the sample. 8. Step 1 to 7 is repeated for another sample of carbon steel. RESULT VICKERS HARDNESS TESTMild Steel Mild Steel Reading diameter,D1(m) Diameter,D2(m) Average(m) VHN 1 409. 0 409. 8 409. 4 111 2 395. 2 395. 2 395. 2 119 3 402. 5 404. 2 403. 35 114 4 401. 1 402. 3 401. 7 115 5 371. 7 364. 3 368. 0 137 Average 119. 2 degree Celsius Steel Reading Diameter,D1(m) Diameter,D2(m) Average(m) VHN 1 282. 4 368. 1 325. 25 245 2 271. 2 269. 0 270. 10 254 3 292. 6 291. 0 291. 80 218 4 313. 5 306. 2 309. 85 195 5 293. 4 292. 6 293. 00 216 Average 225. 6 ROCKWELL HARDENSS TEST carbon Steel Reading HRC HV 1 24. 9 265. 4 2 27. 280. 4 3 27. 0 279. 0 4 28. 3 288. 4 5 28. 2 287. 6 Average 27. 12 280. 16 ASSAB Steel Reading HRC HV 1 56. 9 631. 0 2 57. 5 643. 0 3 57. 4 641. 0 Average 57. 27 638. 33 BRINELL HARDNESS TEST Mild Steel Reading Diameter ,d(mm) BHN 1 3. 5 101 2 3. 6 95 3 3. 5 101 Average 3. 53 99 Carbon Steel Reading Diameter ,d(mm) BHN 1 2. 75 165 2 2. 5 200 3 2. 7 271 Average 2. 65 212 DISCUSSION a) Vickers Hardness Test 1. From this experiment, we can conclude that the nobleer(prenominal) the Vickers Hardness Number (VHN) of a specimen, the harder the specimen is.We had being tested two specimen which is Carbon steel and Mild steel for Vickers hardness Test. Carbon steel has an average VHN of 225. 6 while the mild steel has an average VHN of 119. 2. This means that carbon steel is harder compared to mild steel. 2. The carbon steel is harder than mild steel because there is a heading of carbon atoms deep down the atoms of the str ucture. When the external force is applied, the carbon atoms prevent the atoms in the structure into sliding over and slipping. b) Rockwell Hardness Test 1. From the Rockwell hardness test, we can conclude that the higher the HRC number of a specimen, the harder the specimen is. . ASSAB steel is a causa of alloy steel and thus its organisation is much different than that of carbon steel, causing it to possess higher hardness compared to carbon steel. 3. From the result obtained, ASSAB steel has an average HRC number of 57. 27 where as carbon steel has an average HRC number of 27. 12. This mean that AASAB steel is harder compared to the high quality carbon steel. c) Brinell Hardness Test 1. For two specimens which carbon steel and mild steel is being tested with brinell hardness test. The BHN determine are obtained. The values are depends on the diameter of the indentation caused. 2.We can conclude that the higher the value of the BHN, the harder the specimen is. 3. From the resul ts, carbon steel has an average BHN of 212 while mild steel only as an average BHN of 99. This confirms that carbon steel is harder than mild steel. 4. Furthermore, the values of BHN obtained might be not accurate because of the limitation that caused human errors. It is difficult for the commentator to note the exact diameter of the indentation through the microscope. CONCLUSION In conclusion, from the results we obtained, it is conclude that ASSAB steel is the hardest material, followed by carbon steel and then mild steel.The hardness of the steel is mainly affected by its composition and percentage of carbon. Carbon steel is negligent vitality is lower than the mild steel. Carbon steel is a brickle material compared to mild steel because of the higher percentage of carbon present in the steel. Thus, fractures well-nigh immediately upon sudden impact. 2. Charpy impact test INTRODUCTION The Charpy Impact Test is the most commonly used test to determine materials resistance to t he impact or sudden fracture where a sharp stress raiser is present.Toughness is a measure of the business leader of a material to absorb free energy up of fracture. For dynamic (high strain rate) loading conditions and when a notch is present, notch toughness is assessed by using an impact test. Material that experiences very little or no plastic deformation upon fracture is termed brittle whereas material that experiences great deformation upon fracture is termed ductile. The fracture surfaces for brittle material, which has low-energy impact failure, are generally smooth, and in metals have a crystalline appearance.But for ductile material which has high energy fracture, has regions of shear where the fracture surface is inclined about 45o to the tensile stress, and they have in general a rougher, more highly appearance, called muscular fracture. THEORY 45? 2 mm 45 mm 10 mm 30? range of a function 1 45? 2 mm 45 mm 10 mm 30? encrypt 1 In Charpy impact test, the specimen are a rrange as shown in the above go for and every specimen is prepare will has a notch at the centre of the specimen and the pound sign will clout at the region of the notch i. e. stress concentration point.The hammer is release from a specific high which the initial energy having by the hammer is 300J. The scale will show the energy absorbs by each specimen after the experiment and it is recorded. APPARATUS Charpy testing machine SPECIMENS Mild steel and carbon steel PROCEDURE 1. Mild steel and Carbon steel is used in this test. 2. The load was applied as an impact blow from a weighted pendulum hammer that was released from a cocked position at a fixed height. 3. The specimen was positioned at the base of the machine. 4.Upon release, a knife-edge mounted on the pendulum strikes and fractures the specimen at the notch, which acts as a point of stress concentration for this high velocity impact blow. 5. after the weighted pendulum hammer has swung to its original position, the specimen was removed from the vice and its fracture surface was observed. RESULT sample Energy Absorbed / J Mild Steel 299 Carbon Steel 30 DISCUSSION 1. In this experiment, we can see that the energy absorbed by mild steel (299J) is higher compared to the energy absorbed by carbon steel (30J).This shows that carbon steel is a more brittle material and mild steel is a more ductile material. 2. According to the result which energy absorbed by mild steel is higher and it is more ductile. In addition, carbon steel is a brittle due to presence of the carbon atoms in steel. The presence of these carbon atoms provide resistance for plastic deformation to occur by preventing atoms in the steel to slip and slide over each other. The high percentage of carbon atoms reduces the exponent of the steel to absorb energy upon impact. 3.As we observe the experiment that we had done in lab, the carbon steel breaks around immediately when subjected to sudden impact whereas the mild steel shows only deforma tion and did not fracture. 4. Besides the area where the carbon steel fractures is shinny and smooth which shows that it fractures without much deformation. 5. The diagram below shows fracture surface of the mild steel. 6. The diagram below indicates the fracture surface of the carbon steel. Based on the results, it is clear that the ductility of mild steel is higher than carbon steel.The presence of carbon in carbon steel has minimized its ability to absorb energy from the impact. CONCLUSION In conclusion, we can conclude that mild steel has a high level of ductility than carbon steel. Mild steel is tougher than carbon steel. REFERENCE 1. William F. Smith and Javad Hashemi Foundation of Materials information and Engineering McGraw Hill, 2005 2. David D. Rethwish and William D. Callister Fundamentals of Material Science and Engineering, John Wiley & Sons, 2008 3. Lab worksheet 4. Rollesen Metallurgy For Engineering, ms 15

Adoption of Islamic Banking Essay

The intention of the study is to identify the benefits which could be drawn in Adoption of Moslem chamfering by accomplished banks and to determine the challenges they are going to face in the adoption. The 60 respondents from various formal, non-Muslim banks affirm been chosen through simple random sampling. The result of the survey for the questions regarding the awareness of the local anaesthetic people was considered positive in Edgware Road, London. They were mostly familiar with Muslim banking since there is already established Islamic bank in the area.The number 1 branch of The Islamic Bank of Britain was in this area. It was as well found unwrap that a good portion non-Muslims are aware about the features of Islamic banking. A number of these non-Muslim respondents were to a fault found to be employees of Islamic banks. The fact that Islamic Bank of Britain employs the best person for the job careless(predicate) of color, creed, gender, and ethnicity, the system ma kes it more than familiar to non-Muslims. It may be concluded that although Islamic banking is a good substitute(a) to the conventional banking system, it should not replace the conventional system.The benefits drawn in the adoption of Islamic banking may be a very good alternative for investors who could use either or both systems to maximize the case of their investment plans. Chapter 1 Introduction 1. 1 Introduction What is Islamic Banking? Islamic Baking is quite a different system compared to a conventional banking system. The Islamic banking system prohibit usury and use up reason as riba. It is governed by Shariah where Islam does not distinguish interest and usury (Haron 1995, p. 26).Currently, there are more than 150 interest-free institutions all over the world according to the International Association of Islamic Banks. Islamic banks nowadays were also serve non-Muslim countries such as Denmark, Switzerland and other Western countries. No interest is p upkeep nor charged in an Islamic Bank. (Haron 1995, p. 26). The pioneer Mit Ghamr Local Savings Banks was established in 1963, somewhere in Nile Delta, Egypt, a provincial rural center. Although most of the banks operate in Muslim countries, it was also extended to the Western world.An practice is the Islamic Banking System International Holding which was established in Luxembourg in 1978. It is considered as the first Islamic bank in the Western soil. The establishments of these banks were followed by other Islamic banks not only serving Muslim customers but also those who expanded their operations to service non-Muslims (Haron 1995, p. 27). After more than a go since its establishment, it was estimated that over US$20 billion to US$40 billon of assets existed in the Islamic banking system worldwide. Currently, they have grown for more than US$60 billion.A study shows that the adoption of Islamic Banking in a monetary system has not led to collapse as some feared to happen (Ghannadian & Go swami 2004, p. 242). Islamic banking is also playing a very important role in resource allocation, mobilization and utilization. It means Islamic banks are also providing savings to depositors and credits to the needy. Normal deposits such as savings line, current account and investment deposits are very available to customers. Islamic banks provide financial assistance in a short or long term business and individuals. They are also involved in external trade activities (Haron 1995, p.27). 1. 2 Research Background It is difficult to pinpoint when Islamic banking started, but consensus suggests that it took place in Egypt in the 1960s. In the mid 1970s, Islamic banking started to take root in other Muslim countries. The changes were explained into of import factors. First, the 1970s have seen oil price shocks which led to a massive transfer of wealth for the oil-consuming to oil-producing countries. second gear is the fact that the oil shock coincided with the Iranian revolution w hich brought about the Khomeini government and the first Islamic commonwealth (Akacem & Gilliam 2002, p. 126).By 2003, there were about 176 Islamic banks around the world, handling over US$ 147 billion and 32 banks are in an Arab state (Info Prod Research, 2003). This form of specialized banking may help to promote exploitation in the developing countries (Ghannadian & Goswami 2004, p. 242). As recent as 2003, there have been news about the ledger entry of Islamic hedge funds which could tap into the capital of Islamic families that could be worth a one thousand million dollars in asset management. According to banking statistics, the growth rate of Islamic banking has outpaced the growth of traditional banking in the onetime(prenominal) decade.Transformation Oriented Developing Economies (TODEs) made the transformation of society into full pledged market base economies (MBEs) a centerpiece in overall strategies. Many structural changes are required in its financial institutio ns, especially that the role of a financial intermediary in supplying funds to a emergence new industry is crucial. Moreover, there are times when improper resource allocation may potentially result destabilization due to either faulty risk assessments.Or because of the design of its contract could be significant in examining the implementation of an Islamic banking system and how Islamic banks can provide liquidity and aid in creating money. This is through offering transactions accounts with compensation for inflation to risk-avoiding depositors (Ghannadian & Goswami 2004, p. 242). Evolution of Islamic The first recent test with Islamic banking was undertaken in Egypt. The pioneering effort of projecting Islamic image was led by Ahmad El Najjar who aimed to establish a savings bank based on net income-sharing in the town of Mit Ghamr in 1963.This experiment lasted until 1967, and by that time there were nine banks operating in the country. These banks neither charged nor paid interest and invested mostly in trade and industry directly or in forms of partnership and shared their profit with the depositors. This function is essentially a savings investment institution rather than a commercial bank. The Nasir genial Bank was established in 1971, IDB established in 1974 by the Organization of Islamic countries, and was the primarily inter-governmental bank aimed at providing funds for development projects in member countries (Sohrab 1996, p.287). In considering the adoption of Islamic banking by conventional banks, what kind of benefits may be drawn from such adoption and the challenges they are going to face in undertaking such? Most benefits that may be drawn from the adoption of Islamic banking by conventional banks come from the features of its equity financing contract. With Mudaraba (trustee financing) and Musharaka (equity participation), entrepreneurs with little means and substantial collateral are able to deduce access to capital (Sohrab 1996, p. 288). In addition, few businesses are able to operate strictly on funds basis without taking on debt or selling a portion of the business just to round top shortfalls or when there is a need for expansion (Bartlett & Economy 2002, p. 184). Because of this, it will be more cute to engage into Islamic bank equity financing than that of conventional banks offering debt financing thus, making Islamic banking more competitive with regards to innovative entrepreneurial customers.

Learning Team New System Proposal Essay

mount a 3,500- to 4,200-word paper and a Microsoft PowerPoint lantern slide presentation of the project, due in Week Five. The paper moldiness include the following A full-of-the-moon description of the newfangled administration, a description of its components, and the benefit it willing provide to Riordan A raillery of the melody requirements driving the need for the organization A discussion of the culture used in the agreement A discussion of any information security and ethical concerns with the system A diagram of the information period and any elements controlling proper access to the information it uses A description of any proposed business surgery changes for the systemalong with flow diagrams A specific discussion on any Internet and sprightly access components of the system A description of how specific business requirement would drive the projects creation and use A high-level discussion of how the system will be acquired and maintained A discussion of the strategic role the system will summercater in the company An executive abbreviation of the project, succinctly summarizing the rest of the material in the paper 4 to six referencesIn Week 2, give the following for gradeWork on your proposal for the new system. .Identify a specific system that would help improve Riordans business.Define the systems business requirements.Discuss of the info ruffle this link Now for Complete Course https//bitly.com/12BkmoWAvoid handing in the first draft of your paper. Make the incumbent revisions before turning it in. Write another version of it, rather than just proofreading it. Then, proofread this draft and pick out any needed changes. This will help you turn in the best paper possible. Computer experience General CSLearning TeamNew System ProposalThe following is due at the end of Week 5Propose a new system for Riordan to use to improve its business.Develop a 3,500- to 4,200-word paper and a Microsoft PowerPoint slide presentation of the project, due in Week Five. The paper must include the following A full description of the new system, a description of its components, and the benefit it will provide to Riordan A discussion of the business requirements driving the need for the system A discussion of the information used in the system A discussion of any information security and ethical concerns with the system A diagram of the information flow and any elements controlling proper access to the information it uses A description of any proposed business process changes for the system along with flow diagrams A specific discussion on any Internet and mobile access components of the system A description of how specific business requirement would drive the projects creation and use A high-level discussion of how the system will be acquired and maintained A discussion of the strategic role the system will play in the company An executive summary of the project, succinctly summarizing the rest of the material in the paper Four to six referencesIn Week 2, submit the following for gradeWork on your proposal for the new system. .Identify a specific system that would help improve Riordans business.Define the systems business requirements.Discuss of the information used in the system and any information security and ethical concerns with the systemFormat your paper and presentation consistent with APA guidelines.Submit a 700- to 1,050-word section of the paperwith the following A full description of the new system, a description of its components, and the b